No one has a crystal ball, at least not one
that works, but we can still see a few
things coming as we age. That’s why it’s
good to think ahead and plan for what
we would do if we became ill, could no
longer walk or drive, or wanted to get
ready to retire. By preparing now, we can
keep our lives running smoothly as we
age and our lives change.
Talk with your loved ones
It can be difficult to talk about aging or
dying. As we age, family and friends
may also worry about the future. It’s
important to talk about any fears or
concerns now because these discussions
open lines of communication needed to
face later challenges.
Review your finances
Some of us are saving for retirement or
earning a pension from an employer.
Others find it hard to save and will rely
on government pensions and support.
Reviewing your finances in your
Ready for anything
Preparing for change as we age
WRITTEN BY JEN ALLFORD
ILLUSTRATED BY JASON LIN
20s, 30s, 40s and 50s will give you an
understanding of how you’ll be able to
live in retirement.
You can also consider various options
such as renting a room or suite in your
house for extra income. You might be
eligible for a home equity line of credit
or a reverse mortgage from your bank.
Both of these tools let you borrow money
against your home now and pay it back
when your house is sold.
If your income is low, you may be
eligible for benefits from the Alberta
government’s Seniors Financial
Learn more at Your Money Seniors,
Albertans have a long list of housing
options. Alberta Health Services and
private healthcare providers offer a
variety of independent and supportive
To learn more about the options in
Care to plan. Plan to care.
your community, see the Alberta
Seniors Communities & Housing
Association’s online directory at
Would you want to be resuscitated if
Plan your estate and write a will
you had a serious brain injury? Or go
on life support after a stroke? It’s hard
to think about illness or the end of your
life. Learning about and discussing
your healthcare options with loved ones
ensures your wishes are respected if
you’re ever unable to speak for yourself.
Talking about tough decisions
today and taking part in advance care
planning also spares your loved ones
from having to guess what you want.
For a step-by-step guide to
advance care planning, visit
A will is an important legal document
that details what happens to your