4Keep a lifestyle journal. need a change but dread the thought of deprivation? Keep a journal to record your food, drinks and activities. You can also record your feelings. For a minimum of four days, including one weekend day, record
everything. encourage others in your home to join in. research shows many
people eat and drink more and move less than they think. The journal can also
help you to understand why you do what you do. in a 2008 study reported by
the American Journal of Preventive Medicine, dieters who kept a record of what
they ate lost twice as much weight as those who did not.
For a lifestyle journal, go to heartandstroke.com and search for “food diary.”
clean out the clutter. if you’re submerged in things that no longer matter
to you, it’s time to declutter, says professional organizer Georgina Forrest of
Smart Works in Calgary.
For those treasures you’re not quite ready to let go of, pack them in a box,
set the box aside for six months and then give everything you’ve not missed to
charity. Chances are, you’ll have forgotten what’s in the box.
While you’re at it, clear digital clutter, including old e-mails, bookmarks,
pictures and software programs. Your computer will run faster, and you’ll enjoy
finding what you’re looking for.
Decluttering your entire home may not be something you can do all at once.
Start with one room at a time and remember: moving clutter from one room to
the next is counterproductive.
4. invest in yourself. it’s never too early or too late to save for the future. A
modest monthly deposit of $208.33 into a registered retirement savings plan,
or rrSP, earning 5% per year, when you’re age 20 to 65 will grow to more
than $409,000, says Michael Pidhirniak, an associate investment advisor at
richardson GMP ltd. The same amount invested from age 30 to 65 will net
$231,821; and from age 40 to 65, it would add up to $122,499.
Where to find the money? remember to pay yourself first and make regular
saving part of a realistic budget. Use cash for everyday expenses and pay off any
high-interest debts such as credit card accounts. Once these habits are routine,
set aside six months’ wages as a cushion for emergencies.
Banks, trust companies and credit unions all have registered financial advisors
to help you plan for good financial health.
get walking. Adding a few extra steps to your day is easy. Just slip on a
pair of comfortable, supportive shoes or boots (anti-slip in winter) and head
out the door. Make it a routine to walk around the neighbourhood first thing
in the morning or after dinner.
When out and about, get off the bus a few stops early, park a walk
away from your destination and choose stairs over elevators. At work,
have walking meetings and go for a stroll at lunchtime. For safe footing all
year, head to the mall, where you’re likely to find other walkers and even a
Walking is the easiest, most accessible and affordable exercise there is.